It is THAT time of year again! The dreaded back to school shopping. The expense of school supplies seem to get more and more out of hand every year.
Let’s face it nobody WANTS to be in debt. But the fact is, most people are, in fact, in debt. They may like to pretend that everything is ok, and maybe they really feel like they are treading water. But the fact remains that if Uncle Murphy decided to move into their spare bedroom, they would sink, quickly.
In order to become debt free (and stay there) there are a few things that one MUST have and several that REALLY help save money. [Read more…] about Money Saving Must Haves
My husband and I started on our TRUE journey to debt free living the evening of March 1st 2018. Sure, we had tried this before……through bankruptcy. Chapter 13……. then chapter 7 just 1 year later. Obviously that did not help us because just several short years later we were back in debt. [Read more…] about Our Journey to Debt Free Living May 2018
I am a wife and mother in western Wisconsin. I am the owner and creator of a bath and body company called Bear Made Crafts as well as the owner and creator of The Frugal Bear.